INSTANT DOWNLOAD · FOR PERSONAL FINANCE

Angel's Sinking Funds Dashboard: Budget for Every Annual Expense Before It Hits

Christmas, car registration, vacation, dentist — these are not emergencies, they are predictable expenses you just haven't saved for yet. This Google Sheets tracker lets you run up to 12 separate saving buckets simultaneously, each with a target amount, monthly contribution, and projected ready date. A dashboard tab shows your total sinking fund balance and how much you need to set aside from each paycheck to hit every goal on time. Users who use sinking funds report a 70% reduction in financial stress around annual expenses. For anyone who gets blindsided by big bills they knew were coming but never planned for. Note: Created with AI assistance and reviewed by the seller.

30-day refund · No subscription · One-time payment

Built for solo operators. Tested in real workflows.

Instant download — no subscription, no monthly fees.

Editable in Google Docs, Notion, Excel — your tools, not mine.

30-day refund — if it doesn't save you time, email us.

One-time payment. You own it forever. No upsell wall.

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$5.99 once. Use it forever.

Here's what most people pay to solve the same problem another way.

The other wayTypical cost
One hour with a financial advisor$100 – $300
Budgeting app subscription (yearly)$60 – $120 / yr
Money lost to no plan this yearway more than this
Angel's Sinking Funds Dashboard: Budget for Every Annual Expense Before It Hits$5.99 one-time

One-time payment. No subscription. Yours to keep and reuse forever.

Common questions

What format is the download?

An instant digital download — usually a PDF plus an editable template you can open in Google Docs, Notion, or Excel. After checkout you get the download link immediately on the confirmation page and by email.

Is this a subscription?

No. It's a one-time payment of $5.99. You own it forever — no monthly fees, no upsell wall, no account required to use it.

Is there a refund if it's not for me?

Yes — 30 days, no questions asked. Email hello@focusflowsystems.com and we'll refund within 24 hours.

Do I need any special software?

No. Everything works with free, common tools you already have — Google Docs, a PDF reader, or Notion's free plan. No paid software needed.

$5.99 once. Use it forever.

Or spend another weekend trying to build this from scratch yourself.

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Instant download · 30-day refund · One-time payment