INSTANT DOWNLOAD · FOR PERSONAL FINANCE
Debt feels endless because you cannot see the finish line — this tracker shows you exactly when you will be debt-free. Enter your balances, interest rates, and monthly payment capacity, and the spreadsheet automatically runs both the Snowball Method and Avalanche Method side by side so you can compare payoff timelines and total interest paid. A visual payoff thermometer updates each month as you make payments. Users who use a visual debt tracker report paying off debt 40% faster than those who do not track. For anyone carrying $5,000-$50,000 in consumer debt who is ready to see a realistic path to zero. Note: Created with AI assistance and reviewed by the seller.
30-day refund · No subscription · One-time payment
Instant download — no subscription, no monthly fees.
Editable in Google Docs, Notion, Excel — your tools, not mine.
30-day refund — if it doesn't save you time, email us.
One-time payment. You own it forever. No upsell wall.
Drop your email and I'll send you a free sample from this product — plus a 20% off code if you decide to grab the full pack.
No spam. Unsubscribe anytime. 3 emails total.
Here's what most people pay to solve the same problem another way.
| The other way | Typical cost |
|---|---|
| One hour with a financial advisor | $100 – $300 |
| Budgeting app subscription (yearly) | $60 – $120 / yr |
| Money lost to no plan this year | way more than this |
| Angel's Debt Payoff Tracker: Snowball or Avalanche — See Your Zero Date in Real Time | $6.99 one-time |
One-time payment. No subscription. Yours to keep and reuse forever.
An instant digital download — usually a PDF plus an editable template you can open in Google Docs, Notion, or Excel. After checkout you get the download link immediately on the confirmation page and by email.
No. It's a one-time payment of $6.99. You own it forever — no monthly fees, no upsell wall, no account required to use it.
Yes — 30 days, no questions asked. Email hello@focusflowsystems.com and we'll refund within 24 hours.
No. Everything works with free, common tools you already have — Google Docs, a PDF reader, or Notion's free plan. No paid software needed.
Or spend another weekend trying to build this from scratch yourself.
Get it now →Instant download · 30-day refund · One-time payment